Living in Florida means hurricanes are always a looming threat. The most recent one was Hurricane Ian in 2022, which caused a lot of damage to many homes. Since they are not avoidable and often come with little warning, it’s essential to be prepared.
But how do you even begin to recover from the aftermath of a hurricane? This simple guide will give you tips on what to do if a storm damages your home.
Document the Damage
First things first, you need to document the damage. It’s essential for two reasons:
- You will need to provide this documentation to your insurance company to file a claim.
- It will help you track what needs to be repaired and replaced.
The best way to document the damage is by taking pictures and videos. Make sure to take plenty of close-ups and wide shots of the affected areas. If possible, it’s also a good idea to list everything that got damaged.
Contact Your Insurance Provider
The most crucial step in the storm damage recovery process is contacting your insurance company. You will need to let them know what happened to your home and file a claim.
The sooner you contact your policy provider, the better. That way, they can begin working on your claim immediately, and you can start getting the repairs done as soon as possible.
Remember that every insurance company is different. Make sure you understand their specific policies and procedures.
Work Closely With Your Insurance Company in the Repair Process
Once you’ve filed a claim, it’s time to repair the damage. In most cases, your insurance provider will have a list of approved vendors they work with. However, you may also choose your preferred repair company if they are willing to work with your insurance company.
Additionally, some companies may require you to get multiple estimates before they approve the repairs. So, get prepared to do some research to find a reputable repair company.
If you have any concerns during the repairs concerning your coverage, make sure to contact your insurance company right away. It’s crucial to keep your insurer in the loop, so everything goes smoothly and avoids potential delays. You also prevent misunderstandings that may cost you more money out of pocket.
No one ever wants to deal with the aftermath of a hurricane, but being prepared just in case can make the process a lot less daunting. These simple steps can make the storm damage recovery process much less stressful.
Bridlewood Real Estate services Clermont, Minneola, Groveland, and Orlando, and we appreciate the support of our communities.
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